Finance

What You Were Thinking: My current job pays the bills and I don't want to take away from my personal time.

The Mistake: Nothing is guaranteed and everything comes to an end. Why wait until it's too late to do something about it? The bad times will eventually turn around, and jobs will be available. When you do have a decent paying job, cash in on your skills and earn as much as you can. It's fine to hold out during a recession, but when the economy is strong, get in there and get earning.